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QUICK TIP: Are you paying for unnecessary car insurance?

Auto insurance is mandated by most states, but how much you actually buy beyond the minimum -- that's up to you.

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About Present Day Finance

Founded in 2019, Present Day Finance helps consumers reach their financial goals through in-depth research by proven expert authors to deliver up-to-date financially influential knowledge.

Where home prices have slowed the most — and one state where prices actually dropped

With the median home price hitting $300,000 for the first time ever last week, choosing your location wisely has never been so important when buying a house. Fortunately, according to new data, there are still a few U.S. locales where home prices are affordable — or even dropping.

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Is a Reverse Mortgage Right for You?

In its simplest form, a reverse mortgage is a way to tap into your home’s built-in wealth in the form of a loan. Reverse mortgages are offered to people over the age of 62 as a way to tap into home equity for cash.

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